A financial expert, I am not, but I wanted to share a money tip for the month that has been working for our family:
PAY IN CASH.
That’s right. No credit cards.
We use this system for our weekly groceries and meals out because, well, things were getting out of control.
Simply stated, when you pay in cash it forces you to be more conscious about your spending.
All you have to do is figure out your target maximum and withdraw that amount in cash from the bank every week on the same day.
Every Sunday, I get our cash, monitor it throughout the week and it has been working like a charm!
When there is extra money at the end of the week we treat ourselves to ice cream or even a nice date night.
It is so satisfying to reclaim control over your finances!
Happy Saving ~